Empowering youth in Uttar Pradesh to become entrepreneurs with interest-free loans and government subsidies.
🎯 Objective of the Scheme
The Chief Minister Youth Self-Employment Scheme aims to:
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Promote self-employment among educated but unemployed youth.
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Reduce dependency on government jobs.
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Support micro, small, and medium enterprises (MSMEs).
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Create job opportunities in both rural and urban areas.
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Give priority to women, SC/ST/OBC, minorities, and differently-abled individuals.
💼 Loan Details
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Industry Sector: Loan up to ₹25 lakh.
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Service Sector: Loan up to ₹10 lakh.
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Interest: Currently minimal; soon to become interest-free.
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Subsidy: 25% of project cost (up to ₹6.25 lakh for Industry and ₹2.5 lakh for Services).
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Own Contribution (Margin Money):
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General category: 10%
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SC/ST/OBC/Minorities/Women/Disabled: 5%
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✅ Eligibility Criteria
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Age: 18 to 40 years.
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Education: Minimum 10th pass.
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Must be a permanent resident of Uttar Pradesh.
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Should not have availed benefits of any similar scheme earlier.
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No history of loan default from any bank.
📑 Documents Required
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Aadhaar card
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Domicile certificate (UP)
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Caste certificate (if applicable)
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Educational certificate (minimum 10th pass)
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Bank passbook copy
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Passport size photo
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Income certificate
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Ration card copy
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Self-declaration affidavit (notarized)
📝 How to Apply Online
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Visit the official portal: https://www.niveshmitra.up.nic.in
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Register with name, email ID, and phone number.
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Login using your new credentials.
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Choose “Mukhyamantri Yuva Swarozgar Yojana” from the service list.
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Fill out the application form and upload required documents.
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Submit the application online.
Your application will be forwarded to banks for verification and approval.
💡 Benefits of the Scheme
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Enables even 10th-pass individuals to start their own business.
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Up to ₹25 lakh loan with subsidy and minimal initial investment.
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No interest to be charged soon (as per the upcoming revision).
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Opportunity to grow and employ others.
