Kolkata: Nowadays banks are omnipresent even when they are closed. Banks are present in our computers (online banking) and in our mobile phones (digital banking) and at the street corner (through ATMs). Nevertheless, despite the proliferation of banking services through multiple mediums, many people have to visit the branches of banks to conduct business. Some have to do it for some jobs like getting a demand draft made while some are simply not conversant with the necessary technology, or do not have the wherewithal/literacy to get their jobs done through ATMs or online or through the mobile phone apps. Therefore, one has to know whether banks will be closed on a Saturday.

Banks in India are closed for business on the second and fourth Saturdays of every month. They open for physical business on first and third Saturdays. All banks are closed on all Sundays of all months. Since May 24 is the fourth Saturday of May 2025, all branches of all banks will be closed to customers for business.

Negotiable Instruments Act

The holiday on Saturdays come under the Negotiable Instruments Act category. RBI has three types of holidays for banks. One is under the Negotiable Instruments Act. The second type comes under Real-Time Gross Settlement (RTGS) while the third category are to closing of accounts.

Bank holidays in rest of May 2025

May 26 (Monday, Kazi Nazrul Islam Jayanti): Tripura

May 29 (Thursday, Maharana Pratap Jayanti): Haryana, Himachal Pradesh, Rajasthan

However, though today is a banking holiday, one can conduct many banking operations through the online, digital and ATM route. There were more than 2.16 lakh ATMs in the country at the end of FY25. Incidentally, more and more private banks are increasing the number of their ATMs while public sector banks have been consolidating and beefing up their digital services.