Mumbai, May 22, 2025 — In a surprising market reaction, shares of IndusInd Bank surged on Thursday despite the lender reporting a consolidated net loss of ₹2,328.87 crore for the fourth quarter of FY25, a steep reversal from a profit of ₹2,349.15 crore during the same quarter last year.
The stock was trading at ₹775.85 on the BSE, up 0.62% from its previous close of ₹771.10. Intraday, the scrip touched a high of ₹796.20 and a low of ₹725.65, with over 1.86 million shares changing hands. The market cap currently stands at ₹59,640.52 crore.
Q4 FY25 Results: A Sharp Decline in Profitability
On a standalone basis, the bank reported a Q4 net loss of ₹2,235.99 crore, contrasting with a net profit of ₹2,346.84 crore in Q4 FY24. Total income declined sharply by 22.83% to ₹11,342.65 crore from ₹14,699.01 crore in the same period last year.
The consolidated figures echoed a similar trend, with the bank posting a net loss of ₹2,328.87 crore in Q4 FY25. Total income also fell 22.87% year-on-year to ₹11,342.67 crore from ₹14,706.66 crore.
Full-Year Performance: Profits Erode, Revenue Stays Flat
For the full fiscal year ending March 31, 2025, IndusInd Bank reported a 70.47% plunge in standalone net profit to ₹2,642.90 crore from ₹8,949.78 crore a year ago. However, total income saw a modest increase of 2.20%, reaching ₹56,351.86 crore compared to ₹55,136.06 crore in FY24.
On a consolidated basis, annual net profit dropped 71.31% to ₹2,575.54 crore from ₹8,977.30 crore in FY24, with total income marginally rising to ₹56,358.10 crore from ₹55,143.98 crore.
Market Sentiment and Stock Movement
Despite the weak earnings, investor sentiment appeared optimistic. The stock’s uptick may reflect confidence in the bank’s long-term fundamentals, potential recovery strategies, or simply bargain-hunting after a steep fall in valuation—it touched a 52-week low of ₹605.40 in March 2025.
The 52-week high for IndusInd Bank stands at ₹1,550.00, recorded in June 2024. The stock has been volatile in recent weeks, fluctuating between ₹725.65 and ₹799.35 over the past seven days.
Shareholding Pattern
As per the latest filings, promoters hold a 15.83% stake in the bank, while institutional investors and non-institutional shareholders own 66.23% and 17.94%, respectively.
Outlook
The Q4 results mark a critical point for IndusInd Bank as it navigates operational challenges. With market support holding firm despite weak earnings, all eyes will be on the bank’s upcoming strategic announcements and efforts to reverse its financial performance in FY26.
Bhupendra singh chundawat is a seasoned technology journalist with over 22 years of experience in the media industry. He specializes in covering the global technology landscape, with a deep focus on manufacturing trends and the geopolitical impact on tech companies. Currently serving as the Editor at Udaipur kiranhis insights are shaped by decades of hands-on reporting and editorial leadership in the fast-evolving world of technology.
