is set to close 23 more branches in June as more customers make fewer in-person visits. The shuttered branches will join the banking giant's larger list of at least 95 locations to close in 2025.

This move forms part of a broader trend, with thousands of bank in recent years. According to consumer group Which?, more than 6,300 bank and building society branches have closed since January 2015, equating to 53 closures on average every month. A statement on Santander's website reads: "We last did a major review of our branches in 2021. Since then, many of our customers are choosing to use Mobile, Online and Telephone Banking more, and branches less." Subsequently, the bank said changes are to be made to some branches, including reduced opening hours, converting some to 'counter-free' and closing others.

Hundreds of '' have been launched to give customers who have lost their branches access to cash and services, no matter who they bank with. People can find their closest location .

However, charities are urging greater protection for in-person banking services, warning that older and vulnerable people risk being left behind in the digital shift.

Research by Age UK shows that over four million older Britons with bank accounts do not manage their finances online.

Caroline Abrahams, charity director at Age UK, said: "Physical spaces - whether a bank or building society branch, Banking Hub, or alternative suitable provision - must continue to exist so people can still carry out face-to-face tasks. The disappearance of face-to-face banking risks cutting a significant minority of the older population out of an essential service, making it difficult if not impossible for them to manage their money and maintain their independence."