As the Jharkhand Academic Council (JAC) gears up to release the Class 10 board exam results, students have more than just marks to look forward to. The Jharkhand government is rolling out a series of welfare schemes aimed at supporting students academically and financially, particularly those from underprivileged backgrounds. From student credit cards with up to ₹15 lakh limit to monthly stipends and free coaching, these initiatives are designed to make higher education more accessible.
✅ What Happens After Passing Class 10 in Jharkhand?Nearly 4 lakh students appeared for the Jharkhand Board Class 10 exams this year, and the results are set to be declared on May 27, 2025, at 11:30 AM. If you’ve performed well, you could be eligible for a variety of scholarship and loan schemes.
🎯 Key Schemes Available for JAC Class 10 Students 1. Free Coaching + ₹2,500 Monthly StipendUnder the Chief Minister’s Education Incentive Scheme, students passing Class 10 from recognized Jharkhand schools are eligible for free coaching for competitive exams like JEE, NEET, and CLAT.
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₹2,500 stipend per month during the coaching period
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Must be a Jharkhand resident
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Family income should be less than ₹8 lakh annually
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Must meet exam eligibility criteria
The Guruji Student Credit Card Scheme offers educational loans of up to ₹15 lakh at a low interest rate of just 4%.
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Repayment tenure: 15 years
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Special benefits for girl students
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Can be used for diploma or degree courses from recognized institutions
Under the Meritorious Student Scholarship Scheme, children of registered laborers are eligible for ₹10,000 if they score 45% or above in Class 10.
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Scholarships range from ₹5,000 to ₹50,000 from Class 1 to Graduation
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Must have at least one parent registered as a construction worker
Through the Jharkhand Post Matric Scholarship Scheme, SC, ST, OBC, and minority students can receive financial aid up to ₹1 lakh per year.
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Students continuing education after Class 10 can apply for Group-4 category
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₹30,000/year for day scholars
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₹35,000/year for hostellers
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Covers tuition fees, academic allowances, and maintenance charges
| CM Education Incentive Scheme | Free coaching + ₹2,500/month stipend | Class 10 pass, Jharkhand resident |
| Guruji Student Credit Card | ₹15 lakh credit card @ 4% interest | Further studies post-10th |
| Meritorious Student Scholarship | ₹10,000 for 45%+ marks | Registered laborer’s child |
| Post Matric Scholarship Scheme | ₹30,000–₹1 lakh/year | SC/ST/OBC/Minority students |
With the JAC 10th Results 2025 being announced, Jharkhand students have more than academic achievements to celebrate. The state government’s student-first initiatives are paving the way for affordable and accessible education. Whether it’s free coaching, monthly stipends, or low-interest education loans, these schemes ensure that students—regardless of financial background—can pursue their dreams.
If you're a student who just passed the Class 10 exams in Jharkhand, don’t miss out on these life-changing opportunities. The path to a brighter future could be just a few applications away.
