RBI's new guidelines for gold loans can be implemented from January 1, 2026. The Department of Financial Services (DFS), under the Finance Ministry, has suggested keeping customers taking small amounts of gold loans out of the scope of the new guidelines. Due to this, now the difficulties of the customers are increasing. Today we are going to tell you information related to the Gold Loan (Gold Loan Rule) through this news. Know the full details in the news.

New rules will be implemented from these days-

RBI's new guidelines for gold loans can be implemented from January 1, 2026. Giving information in the post of the Ministry of Finance, it has been told that people taking small amounts of gold should not have any problem.

The need to implement such guidelines at the ground level is being expressed. Because of this, it would be right to implement it only from January 1, 2026. The Department of Financial Services (DFS) under the Finance Ministry has also suggested keeping customers taking small amounts of gold loans out of the scope of the new guidelines.

Work will be done on draft guidelines-

The Finance Ministry has informed that RBI is studying the feedback received on the draft guidelines. Because of that, it is expected that the final instructions will be prepared only after considering the advice of all the parties involved in this issue.

RBI released the draft guidelines for gold loans on 9 April. Its purpose is to remove the shortcomings of the existing rules related to gold loans. The draft guidelines include measures like increasing underwriting, improving collateral management, and monitoring the use of funds received from gold loans.

Giving information, a source associated with the Gold Loan (Gold Loan Rule) industry said that in the RBI's draft norms, a lot of emphasis is being laid on completing all the underwriting before the gold loan companies sanction the loan. At present, negligence is seen in the matter of underwriting.

However, gold loan (Gold Loan News) companies believe that this will increase the time taken by them to complete the process. Recently, Crisil has stated in its report that RBI's new rules for gold loans will affect the business of gold loan companies. Their business growth may slow down due to this.

Shares also rose -

On May 30, Muthoot Finance's shares are seeing tremendous growth. In the afternoon, this stock was trading at Rs 2,219, up 7.4 percent. Manappuram Finance's share had reached Rs 240.88 with a jump of 3.88 percent.

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