Kolkata: Cobranded credit cards deliver a lot of benefits to users besides quick access to loan funds. Credit cards that come in association with airlines extend a lot of benefits to users in airports. If you need to pass through airports regularly, you can have a look at these credit cards. They offer a vareity of benefits from airmile bonusses to lounge access.

Air India SBI Signature Credit Card

• This card from the biggest bank of the country in conjections with Air India offers eight complimentary visits a year to domestic Visa lounges in the country.
• 10 reward points to be earned for every Rs 100 spent on Air India ticket purchases via Air India website/mobile app/booking offices/call center.
• Welcome benefit includes 20,000 reward points. Also additonal anniversary gift of 5,000 reward points every year when the card is renewed.
• Up to 1 lakh bonus reward points can be earned a year by fulfiling specific expenditure milestones.
• You can convert reward points into Air India air miles from a minimum of 10,000 points.
• It has an annual fee of Rs 4,999

Kotak IndiGo 6E Rewards XL Credit Card

• This card is a result of tie-up between Kotak Mahindra Bank and Indigo.
• A complimentary IndiGo flight ticket worth Rs 3,000 and 6E Prime add-ons worth Rs 1,099 are part of welcome gift.
• Benefits also include priority check-in, choice of seat, complimentary meal etc.
• Umilimited 6% 6E Rewards on all IndiGo flight reservations made through the IndiGo website/app/direct channels.
• A maximum of eight complimentary domestic airport lounge accesses a year.
• 3% 6E rewards on dining, grocery, and entertainment spends.
• The joining fee is Rs 1,500, which is also the renewal fee

Axis Bank ATLAS Credit Card

• With the help of this card from Axis bank one can earn 5 EDGE miles per Rs 100 on direct airline bookings via airline websites/counters/helplines.
• There are up to 18 free domestic airport lounge visits. Condition: you have to spend at least Rs 50,000 in preceding three months.
• Offers unlimited international lounge visits and 8 additional guest visits a year.
• Offers 2500 EDGE Miles as welcome benefit on the first transaction on your ATLAS cr ..
• Enjoy 2500 EDGE Miles on the first transaction on ATLAS credit card within 37 days from date of issue.
• Convert accumulated EDGE Miles into miles with various domestic and international airline partners.
• The joining fee as well as annual fee is Rs 5,000

Injudicious use of a credit card can land one in a debt trap since credit card interest rates are very high and one should consult a qualified personal finance specialist before using one.