Mumbai: From July 1, 2025, ICICI Bank will charge Rs 2 per Rs 1,000 for demand drafts (DDs). This applies whether you pay with cash, cheque, or bank transfer.

Minimum charge: Rs 50

Maximum charge: Rs 15,000 per DD

ATM Charges: Metro and Non-Metro

Non-ICICI ATMs in Metro Cities

You can use other bank ATMs for free three times a month in metro cities like:

- Mumbai

- Delhi

- Kolkata

- Chennai

- Bengaluru

- Hyderabad

After that:

Rs 23 for each financial transaction

Rs 8.5 for each non-financial transaction

Non-ICICI ATMs in Non-Metro Cities

In smaller cities, five free ATM uses per month are allowed. Charges after the limit:

Rs 23 for financial

Rs 8.5 for non-financial

Note: The total free ATM transactions across all ATMs is five. Only three are allowed in metro areas.

International ATM Transactions

If you withdraw money from ATMs outside India:

- Rs 125 per financial transaction

- Rs 25 for non-financial actions like checking balance

- 3.5 percent currency fee for foreign exchange

- Senior citizens do not have to pay these charges.

ICICI Bank ATMs

- You can make five free financial transactions at ICICI Bank ATMs every month.

- After that, each will cost Rs 23

- All non-financial services (balance check, mini statement, etc.) are free

- Senior citizens are exempt from all charges

IMPS Charges (Outward Transactions)

Up to Rs 1,000: Rs 2.50

Rs 1,001 to Rs 1 lakh: Rs 5

Rs 1 lakh to Rs 5 lakh: Rs 15

Cash Deposits at Branches and CRMs

You get three free cash deposit transactions per month. After this:

- Rs 150 per extra transaction

- Free cash deposits up to Rs 1 lakh per month

If you deposit more:

- Rs 3.5 per Rs 1,000, or Rs 150, whichever is higher

- Higher charge applies if both count and amount limits are crossed

- Third-party cash deposits limited to Rs 25,000 per transaction

Cash Withdrawals at Branches

You get three free withdrawals per month at branches. After that:

- Rs 150 per withdrawal

- For more than Rs 1 lakh in withdrawals:

- Rs 3.5 per Rs 1,000 or Rs 150, whichever is higher

Same rule: If both the count and amount limits are crossed, the higher charge applies

Third-party cash withdrawals are limited to Rs 25,000 per transaction

Debit Card Fees

Annual fee: Rs 300

Rural areas (Gramin): Rs 150 per year

Replacement card (lost or damaged): Rs 300