As we step into July 2025, it's essential for all banking customers to be aware of the upcoming holidays. If you have any banking tasks lined up, make sure to check the full list of bank holidays in July, as banks will remain closed for 13 days across different states.
These include the regular weekly offs along with several state-level holidays due to regional festivals. Planning your banking activities in advance can help avoid last-minute rush and inconvenience.
🔹 Why are there so many holidays in July?
Just like every month, banks will be closed on all Sundays and the second and fourth Saturdays. However, this month brings additional closures due to regional festivals and state-level celebrations, which differ across states. As a result, bank branches will be closed on different dates in different regions.
📅 List of Bank Holidays in July 2025
Here’s a date-wise breakdown of all bank closures:
| Date | Day | Holiday | Applicable States |
|---|---|---|---|
| July 3 | Wednesday | Kharchi Puja | Tripura |
| July 5 | Saturday | Guru Hargobind Jayanti | Punjab |
| July 6 | Sunday | Weekly off | All states |
| July 12 | Saturday | Second Saturday | All states |
| July 13 | Sunday | Weekly off | All states |
| July 14 | Monday | Behdienkhlam | Meghalaya |
| July 16 | Wednesday | Harela Festival | Uttarakhand |
| July 17 | Thursday | U Tirot Sing Day | Shillong (Meghalaya) |
| July 19 | Saturday | Ker Puja | Tripura |
| July 20 | Sunday | Weekly off | All states |
| July 26 | Saturday | Fourth Saturday | All states |
| July 27 | Sunday | Weekly off | All states |
| July 28 | Monday | Drukpa Tshe-zi | Sikkim |
Note: Not all holidays are observed nationwide; they are region-specific.
💼 What Banking Services Are Affected?
Even though bank branches will remain closed, most digital banking services will remain fully operational, including:
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ATM cash withdrawals
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UPI transactions
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Mobile banking apps
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Internet banking and online fund transfers
However, physical tasks such as:
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Cheque clearance
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Document submission
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Demand draft issuance
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Updating passbooks
will require a visit to the bank branch, so those tasks should be planned ahead of time.
📌 Tips to Manage Banking in July
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✅ Clear pending cheque transactions before a holiday.
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✅ Submit important documents well in advance.
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✅ Rely more on digital banking services during extended closures.
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✅ Check state-specific holidays if your work involves out-of-state banking.
💳 Use Digital Banking to Your Advantage
With multiple bank closures in July, customers are advised to utilize digital channels effectively. This ensures that essential financial services remain uninterrupted even during branch closures.
Digital services like ATM withdrawals, NEFT, IMPS, UPI payments, and bill payments via mobile apps or internet banking will be available 24/7.
📝 Conclusion
With 13 days of bank closures in July 2025, it’s important for individuals and businesses to plan ahead and complete physical banking tasks on working days. While digital banking will remain unaffected, services that require in-person visits might get delayed if not planned well. Stay updated, stay prepared!
