Mumbai: Starting July 1, ICICI Bank customers will get five free transactions per month at ICICI Bank ATMs. Beyond that, each transaction will be charged Rs 23. However, non-financial transactions like balance inquiry at ICICI ATMs will remain free.
ICICI Bank Updates Banking Fees, New Charges From July 1, 2025At non-ICICI ATMs in metro cities, customers will get three free transactions per month, while non-metro areas allow five free transactions. After exhausting the free limit:
Financial transaction: Rs 23 per transaction
Non-financial transaction: ₹8.50 per transaction
For international ATM usage:
Cash withdrawal: Rs 125
Non-financial transaction: Rs 25
Currency conversion fee: 3.5 percent
Senior citizens will be exempt from all ATM charges.
IMPS Transfers
ICICI Bank has also revised IMPS (Immediate Payment Service) charges:
Up to Rs 1,000: Rs 2.50 per transaction
Rs 1,001 to Rs 1 lakh: Rs 5 per transaction
Rs 1 lakh to Rs 5 lakh: Rs 15 per transaction
Cash Transactions at Branches and CRMs
The bank will now allow three free cash transactions per month at branches or Cash Recycler Machines (CRMs). Beyond that, each transaction will attract a charge of Rs 150.
Now Updating KYC For Dormant Bank Accounts Made Easy, RBI’s New Rules Bring Major Relief For CustomersFor cash deposits exceeding Rs 1 lakh per month, customers will be charged:
Rs 150 flat or
Rs 3.50 per Rs 1,000—whichever is higher
Third-party cash deposit limit remains Rs 25,000 per transaction.
Debit Card Charges
Annual debit card fee:
Rs 300 for regular customers
Rs 150 for rural customers
Card replacement fee: Rs 300
