Scapia, a travel-focused fintech platform, has teamed up with Federal Bank to launch a game-changing product—the Scapia Federal RuPay Credit Card. This is India’s first credit card to operate across both the Rupay and Visa Networksoffering seamless functionality across UPI, online, offline, and international transactions—all under a single credit limit and monthly statement.
This innovation allows cardholders to use their credit cards for UPI payments via RuPay and continue using Visa for global transactionscombining the best of both networks for modern, digitally active users.
UPI on Credit, Global Benefits
With UPI-based credit payments becoming increasingly popular, this dual-network integration enables customers to pay at millions of merchant outlets using UPI—while still enjoying traditional Visa-powered credit features for domestic and overseas purchases.
Key highlights of the card include:
- Zero forex markup on international spending
- Unlimited airport lounge access within India
- Complimentary spa, dining, and shopping services at select airport venues
Anil Goteti, Founder and CEO of Scapia, called it a “seamless and future-ready experience” tailored for the fast-evolving needs of today’s digital Indian consumer.
Scapia Platform Adds Travel-Friendly Features
Alongside the card launch, Scapia has rolled out a Summer 2025 upgrade to its travel platform. Key updates include:
- AI-powered train booking suggestions to help users avoid long waitlists
- Map-based hotel bookingsallowing users to choose stays near popular spots like markets or beaches
- Special airfares for students and senior citizens
- An improved Scapia Coin rewards interfaceenabling better tracking and redemption for travel perks
A Unified Travel and Finance Experience
The Scapia Federal RuPay Credit Card and travel platform upgrades collectively aim to simplify, reward, and personalise the travel and spending experience. By fusing smart financial tools with travel-centric features, Scapia is positioning itself at the intersection of fintech and lifestyletargeting a growing base of tech-savvy, travel-loving Indians.
