Home Loan: Everyone wants to buy their own house in some city or the other, but due to the high property rates, they have to keep quiet. Now the government is going to fulfill this dream of lakhs of people.

Under a special scheme of the government (central govt housing scheme), 25 lakh people will get a home loan of up to Rs 9 lakh. The government will also give a huge discount on this. Recently, the government also announced this new scheme. Who can take advantage of this scheme (new home loan scheme), know in the news below-

This is the special and new scheme of the government-

The central government is going to start a new home loan subsidy scheme for such families living in cities, whose income is low. 25 lakh people with low income will be able to get the benefit of this scheme. Under this scheme, subsidy will be given on a loan of Rs 9 lakh (urban housing subsidy scheme).

How much it will be, deliberations are still going on on this and it will be decided after seeing the demand for houses. In the future, the government can also consider providing a loan amount of up to 50 lakhs under this scheme (Sarkari loan Yojana).

This much money will be spent under the scheme-

According to information received from sources, under this scheme, the Central Government will spend about Rs 60,000 crore in the next few years. 25 lakh home loan applicants will be able to take advantage of this scheme. The eligibility criteria for this scheme will be based on income. Urban people falling in the low income group can get its benefit. This scheme (sarkari yajana) can start in the next few months.

The government made a big announcement-

Just a few months ago, the government announced a big scheme to provide housing to urban people. Prime Minister Narendra Modi (PM Narendra Modi) had announced this.

However, no official work has started on it yet. According to the announcement, 25 lakh people living in rented houses, slums and illegal colonies in cities can take advantage of this scheme (Urban housing home loan scheme). For this, one has to apply and the government will provide benefits by deciding the eligibility.

The loan period will be this much -

Under this scheme of the government, home loan up to Rs 9 lakh (Cheapest Home Loan) can be given. This amount can be increased later. If we talk about subsidy, then it can be between 3 to 6.5 percent (Subsidy on Home Loans) annually. However, it can be increased or decreased depending on the demand for houses.

This is also the government's planning -

The government also plans that in the coming time, the loan period under this scheme can be increased to 20 years and the loan amount to 50 lakhs. The discount on interest can be deposited in the home loan account of the beneficiaries. This scheme (home loan scheme) is likely to get approval from the cabinet soon. Also know that even after the announcement, the official details of this scheme have not been revealed yet.

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