Personal Loan: SBI, HDFC or ICICI, which bank is offering the cheapest personal loan, check the interest rates before going to the bank.. Newspoint  |  01/07/2025 21:39:14

Nowadays, people take loans from the bank for their needs. Banks offer many types of loans, such as home loans for a home, car loans for a car, and personal loans for personal needs. These loans help people meet their immediate financial needs.

Let us tell you that a personal loan is one of the most expensive loans because the interest rates of personal loans are the highest. In such a situation, if you are also planning to take a personal loan from the bank to meet your personal needs, then first you must know about the interest rates of personal loans of different banks.

Personal loans are expensive because their interest rates are high. If you are planning to take a personal loan for your personal needs, it is important to compare the interest rates of different banks. This will help you choose the most economical option. Today, we are going to tell you about the interest rates of personal loans of the largest government and private banks in the country. Let's know.

SBI Personal Loan-
SBI (State Bank of India) offers personal loans to its customers at an initial interest rate of 10.30 percent. It is the largest government bank in the country. Your interest rate depends on your CIBIL score and loan amount, which means that rates may vary depending on these factors.

HDFC Bank Personal Loan-

HDFC Bank is the largest private bank in the country. This bank offers personal loans to its customers at an initial interest rate of 10.90 percent.

ICICI Bank Personal Loan-
ICICI Bank is also one of the largest private banks in the country. This bank offers personal loans to its customers at an initial interest rate of 10.85 percent.

Axis Bank Personal Loan-
Talking about the interest rates of Axis Bank's loan, Axis Bank offers personal loans to its customers at an initial interest rate of 11.25 percent.

Kotak Mahindra Bank Personal Loan- Talking about the interest rates of Kotak Mahindra Bank's personal loan, this bank offers personal loan to its customers at an initial interest rate of 10.99 percent.

Disclaimer: This content has been sourced and edited from Hr Breaking. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.

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