HDFC: HDFC gave a big blow to crores of customers, now this much interest will be available on FD and savings account..

HDFC: HDFC gave a big blow to crores of customers, now this much interest will be available on FD and savings account.. India-employmentnews | 2025-07-25T19:15:01+08:00

HDFC Bank: The country's largest private bank, HDFC, has reduced interest rates on fixed deposits (FDs) and savings accounts of less than Rs 3 crore by 0.25%. This reduction is effective from the 25th, and this is the second time this month that the bank has reduced rates; earlier on the 10th, there was a reduction on some selected FDs.

HDFC Bank reduced interest on these FDs-

HDFC Bank has reduced interest rates on FDs of less than 15 months and more than 18 months. Now, general customers will get 6.35% interest instead of 6.60%, while for senior citizens, it has come down from 7.10% to 6.85%. The current FD rates of the bank are between 2.75% to 6.60% for general customers and 3.25% to 7.10% for senior citizens.

These changes have been made after the RBI cut the repo rate by 50 basis points. It is clear from this that the effect of the fall in interest rates is now directly visible on the savings and investments of the customers.

HDFC Bank's interest rates on FDs up to Rs 3 crore-

7 days to 14 days: For the general public - 2.75 percent; For senior citizens - 3.25 percent

15 days to 29 days: For the general public - 2.75 percent; For senior citizens - 3.25 percent

30 days to 45 days: For the general public - 3.25 percent; For senior citizens - 3.75 percent

46 days to 60 days: For the general public - 4.25 percent; For senior citizens - 4.75 percent

61 days to 89 days: For general public - 4.25 percent; For senior citizens - 4.75 per cent

90 days to 6 months: General public - 4.25 per cent; Senior citizens - 4.75 per cent

6 months 1 day to less than 9 months: General public - 5.50 per cent; Senior citizens - 6.00 per cent

9 months 1 day to less than 1 year: General public - 5.75 per cent; Senior citizens - 6.25 per cent

1 year to less than 15 months: General public - 6.25 per cent; Senior citizens - 6.75 per cent

15 months to less than 18 months: General public - 6.35 per cent; Senior citizens - 6.85 per cent

18 months 1 day to less than 21 months: General public - 6.60 per cent; For senior citizens - 6.95 per cent

21 months to 2 years: General public - 6.45 per cent; Senior citizens - 7.20 per cent

2 years 1 day and less than 2 years 11 months: General public - 6.45 per cent; Senior citizens - 6.95 per cent

2 years 11 months 1 day and up to 35 months - 6.45 per cent; Senior citizens - 6.95 per cent

2 years 11 months 1 day and up to 3 years - 6.45 per cent; Senior citizens - 6.95 per cent

3 years 1 day to 4 years 7 months - 6.40 per cent; Senior citizens - 6.90 per cent

4 years 7 months to 55 months - 6.40 per cent; For senior citizens - 7.90 percent

4 years 7 months 1 day to less than 5 years: For general public - 6.40 percent; For senior citizens - 6.90 percent

5 years to 10 years: For general public - 6.15 percent; For senior citizens - 6.65 percent

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