LIC: Earnings can be invested here every month, coverage will be available for 100 years Khelja  |  26/07/2025 09:22:45
LIC: Earnings can be invested here every month, coverage will be available for 100 years

Life Insurance Company

Some such schemes are run by LIC, which not only gives spectacular returns to investors. Rather, long -term coverage also provides. Let us tell you about some 5 such schemes, in which investors get coverage of up to 100 years.

LIC Jeevan Shiromani Policy

Jeevan Shiromani Policy is a non-linked, personal life insurance savings scheme, especially made for those who earn well and want their investment protection. If you take a policy with sum assured of Rs 1 crore, then the minimum monthly premium is Rs 94,000. In this scheme, you have to submit a premium for 4 years. You can pay the premium on monthly, quarterly, half -yearly or annual basis.

LIC Jeevan Anand Policy

LIC's Jeevan Anand Yojana is a term plan, which gives excellent returns in low premium. Its specialty is that by investing only 45 rupees daily, you can make funds of up to 25 lakh rupees in future. The monthly premium is Rs 1,358, which you can deposit on annually, half -yearly, quarterly or monthly basis. Bonus is also benefited in this policy, but for this it is necessary to continue the policy for at least 15 years.

LIC Jeevan Azad Policy

LIC's Jeevan Azad Policy is a non-linked, non-participation, personal plan, which is becoming quite popular since its launch. The duration of investment in this scheme is from 15 to 20 years. The minimum sum assord is Rs 2 lakh and a maximum of Rs 5 lakh. The amount fixed by the insurance company is given outright on the maturity of the policy. People from the age of 90 days to 50 years can take advantage of this scheme, that is, a policy can also be purchased in the name of children.

LIC Jeevan Umang Policy

LIC's Jeevan Umang Policy is a non-linked, participation, full life insurance scheme, which gives the benefit of regular income with security. After the completion of the premium payment period, the policyholder receives the amount of 8% sum assured every year. A lump sum amount is given on maturing the policy or the death of the policyholder. Apart from this, loan facility is also available in this scheme, which provides financial help at the time of need. This policy provides coverage of up to 100 years. The duration of premium payment can be 15, 20, 25 or 30 years. The minimum sum assord is Rs 2 lakh, and this scheme is available for people between 3 years to 55 years.

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