As UPI continues to dominate digital payments, integrating your bank account with Paytm, India’s leading payment & financial services distribution company ensures instant transfers, effortless payment collection, and secure management of everyday transactions. Backed by industry-leading innovation and deep domain expertise, Paytm remains the most trusted platform for a fast, secure, and frictionless UPI experience.

Linking the bank account with Paytm unlocks a host of UPI-based services like transferring money to friends or merchants using a mobile number, UPI ID, or by scanning a QR code. Payment of utility bills, recharge mobile numbers, shop online or offline, and monitoring account balance, all from one app.

Before linking the bank account, ensure the mobile number is registered with the bank. The same number must also be used for Paytm login. While Paytm has made this process user-friendly, a few key steps are essential. Here’s how to get started:

Step 1: Open the Paytm app and log in using registered mobile number

Step 2: Tap profile icon. From the menu, select “UPI & Payment Settings” or directly choose “Link Bank Account”

Step 3: Select bank from the list provided. Paytm will automatically fetch bank accounts associated with the user’s registered mobile number.

Step 4: Verify mobile number by allowing Paytm to send an SMS from the device.

Step 5: Set a UPI PIN for the bank account and start making payments instantly using the linked bank account.

Linking a bank account with Paytm is a small step that opens up big possibilities. In less than five minutes, UPI payments will be activated to enjoy a fast, secure, and cashless experience across India. Whether the consumer wants split dinner bills with friends, pay electricity bills, or shop at local kirana stores, a linked bank account turns a smartphone into a powerful tool for digital payments.

Recently, Paytm, India’s best and fastest payments app, has also launched several customer-centric innovations. These include the ability to hide or unhide specific payments for added privacy, home screen widgets like ‘Receive Money’ for faster payments, and personalised UPI IDs that allow creation of unique, memorable handles without revealing mobile numbers. UPI statements can now be downloaded in Excel or PDF formats, and the app also displays the total balance across all UPI-linked bank accounts providing a clear, consolidated view of one’s finances. Expanding its reach globally, Paytm now supports UPI transactions in countries such as the UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal, enabling smoother payments for Indian travellers abroad.