In this era of digital banking, customers will no longer have to go to the bank branch or log in to the app for small tasks. Many private and government banks, including State Bank of India (SBI), provide WhatsApp Banking facility, through which account holders can get balance check, mini statement, and other services directly on WhatsApp chat. This facility is available 24/7 and is especially easy for those who have difficulty using apps or net banking.

Customers will get these services from WhatsApp Banking-

Account balance check

Mini statement (up to last 5 transactions)

Checkbook request and status

Nearest branch and ATM locator
Credit card service (account summary, reward points, outstanding amount)

By just writing Hi and sending a message on WhatsApp, this menu opens, and customers can get the information they need.

How to register?

Every bank gives a special number for its WhatsApp Banking facility, or there is a link for WhatsApp Banking on its official website. As soon as you click on that link, it opens directly as a chat on your WhatsApp.

Keep in mind that you will be able to use the WhatsApp Banking facility only when your WhatsApp is logged in with the same number which is registered in your bank account.

Which banks provide a WhatsApp Banking facility
SBI Bank: Account balance check, mini statement, checkbook status, ATM locator
ICICI Bank: Balance, mini statement, credit card management.
Axis Bank: Account details, FD management, video KYC, and card service.
Bank of Baroda: Balance check, mini statement, check status, and product information.
Punjab National Bank (PNB): Account query, loan/deposit information, and debit/credit card service.
Many other banks, like IDFC First and South Indian Bank, are also providing WhatsApp Banking facilities.

Why is this facility special?
Available 24/7, can be used anywhere.
No need to download the app or visit the branch.
Easy and quick service, especially for senior citizens.

Protected by WhatsApp's end-to-end encryption.

Points to keep in mind

Always use the bank's verified WhatsApp number (with green tick).

Do not share your information on any suspicious link or number.

Only information is available on these channels; they are not used for money transactions.

Useful information for you

SBI WhatsApp Banking gives customers a new and very easy banking experience. Facilities like balance, statement, and card service are available with just one message. This is the reason why big banks like ICICI, Axis, PNB, and Bank of Baroda are also providing this facility. In the coming time, WhatsApp Banking can become the easiest way of banking for crores of customers in India.

Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.