Banking hidden perks: Do you know that there are many hidden benefits in your bank account, which we often ignore? Instead of being limited to deposits and withdrawal, if you use these benefits, your money can increase smartly. Know how you can take advantage of them ...

Free banking and rewards

Many banks give you free demat, debit-credit card rewards, cashback and loyalty points. If you only keep the minimum balance of the month and use the card properly, then you can get the money back at every expense.

Automatic Saving and Investment

Nowadays many banks give automatic savings, SIPs and RD (Recurring Deposit) options to their account holders. Just set once and your money can increase automatically and there may be strong earnings in the long term.

Low-interest loan and credit option

Several bank accounts are also associated with Instant Personal Loans, Overdraft and Low-Interest Credit 0ptions. This means, if you suddenly need money, you can avoid expensive loans.

Digital Payment and UPI Benefits

The UPI and mobile banking app related to your bank account is not just a medium of transaction, but also a source of cashback and promotion. Many banks offer rewards or cashback on every transaction.

Safety and Insurance

Some bank accounts also include free debit or credit card insurance, phone and online safety. Meaning both your money and data remain safe and there is no tension when they are lost or spoiled.

Disclaimer: This article is only to give information. The points mentioned here are not any kind of financial advice or banking advice. Get more information from the concerned bank, NBFC or authorized financial experts.