All tension will end this scheme of LIC: Mother-child, parents and mother-in-law will also get health cover

All tension will end this scheme of LIC: Mother-child, parents and mother-in-law will also get health cover Khelja | 08/09/2025 22:22:52

Anyone in life, any sudden disease can occur and the expenses of the hospital have increased so much that even a small disease can weaken the financial condition of the family. In such a situation, it has become very important to have health insurance so that there is no economic tension during the disease. LIC's Jeevan Arogya Policy is a great option for you and your whole family, which ends your tension by covering hospital expenses.

What is Lic Jeevan Arogya Policy?

LIC Jeevan Arogya is a health insurance policy that covers your hospitalization expenses. This policy provides protection not only to you, but also to your wife, children, parents and mother-in-law. Meaning the security of the health of the whole family in a single policy. When you or a family member is hospitalized, then this policy gives you financial help, so that you can avoid financial stress during treatment.

Lic Jeevan Arogya's premium and security

The premium of this policy is decided on the basis of your age. For example, if you are 20 years old, the annual premium will be around ₹ 1,922, ₹ 2,242 at the age of 30, ₹ 2,799 in 40 years and ₹ 3,768 at the age of 50. That is, the premium will be slightly higher with aging, but in return you get long term safety and financial security for the family.

How will you get benefit?

Under this policy, 50% of your medical expenses are immediately covered for hospitalization. You have to submit a photo copy of the bill, and you get the money immediately. If there is a serious accident or operation, the claim is found as soon as possible. Also, the cost of ambulance is also covered up to Rs 1000, which helps in emergency.

How much will you get claim?

LIC Jeevan Arogya Policy gives you an amount of ₹ 1000 to ₹ 4000 daily for hospital admission, which you can use for 720 days. If your coverage is high, then you can get a claim of up to ₹ 8000 daily for 360 days. You can take advantage of this policy up to 5 times a year. The best thing is that in the event of an accident or serious illness, the claim immediately gets settled in a day.