The Government of India has given a great gift for millions of hardworking workers in the unorganized sector. E -ram Card Pension Scheme 2025 Under this, if you have an e -ram card, then after the age of 60 you will get a pension of ₹ 3000 every month. the scheme Prime Minister Shram Yogi Honorable (PM-SYM) Is part of, which promises economic security in old age. If you are a construction laborer, street vendor, or domestic worker, then this is a golden opportunity for you. The new application forms have started, and in this article we will tell you the complete information, advantages and easy ways of application of this scheme.
This scheme not only protects your future, but also connects you with many government schemes. The new updated form in 2025 has made the application process easier. Let’s understand this plan in detail.
What is E-Mram Card Pension Scheme?
E -ram Card Pension Scheme is an important government initiative for unorganized sector workers. This Ministry of Labor and Employment Runs, and it eshram.gov.in It is implemented through the portal. The scheme has been further improved in 2025, adding new form and easy process. The aim is that every worker gets regular income in old age.
Name of the scheme: The e -ram Pension Scheme under the Prime Minister’s Shram Yogi Honorable (PM-SYM).
Launch year: Original Plan Started in 2019, update with new form in 2025.
Beneficiary: Workers of the unorganized sector of 18 to 40 years.
Pension amount: After 60 years, ₹ 3000 (₹ 36,000 annually) every month.
The scheme provides social security to e-labor card holders, including additional benefits such as accident insurance and skill training. Millions of workers have taken advantage of this scheme, and the pace of application with new form in 2025 has increased further.
Big benefits of this scheme
The e -ram card pension scheme gives many such benefits, which make the lives of workers easier and safe. It is not only limited to pension, but also connects with other government schemes.
Monthly pension: After the age of 60 years, ₹ 3000 directly in your bank account.
Government help: The government gives half of the premium, the rest of your small contribution.
Insurance protection: Help of ₹ 2 lakh on death and ₹ 1 lakh on permanent disability.
Skill development: Training and job opportunities to registered workers.
emergency assistance: Financial help in epidemic or natural disaster.
These advantages make workers self -sufficient. For example, if you are a construction laborer and earn ₹ 500 daily, you can secure your old age by giving a little premium. In 2025, the scheme aims to reach more than 1 crore workers.
Who can take advantage of this scheme?
Some easy conditions have to be fulfilled to take advantage of this scheme, so that more and more workers can take advantage of it.
age: Between 18 and 40 years.
Income limit: Month earning less than ₹ 15,000.
Area: Those working in the unorganized sector, such as rickshaw drivers, daily laborers, or street vendors.
Family: Neither you nor any member of your family should be a government employee or taxpayer.
E -ram card: It is necessary to have an e-labor card before application.
If you fulfill these conditions, apply without delay. In 2025, age verification in the new form has been digitized, which has further intensified the process.
Required documents
Some basic documents are required for the application, which are easily available. Keep them ready in digital format.
Aadhar card: For identification, OTP verification is necessary.
Bank passbook: With account number and IFSC code, for pension transfer.
Mobile number: For registered number, OTP and update.
Passport Size Photo: Recent photo, for form upload.
E -ram card: UAN number, to link pension.
Income proof: If necessary, for income limit verification.
If a document is missing, then close Csc center Take help from Website eshram.gov.in Go to the scan copy and upload it.
Easy way to apply online
Online application in 2025 is the fastest and easiest. eshram.gov.in Or pmsym.gov.in Go but take these steps:
- Open the portal: Go to the official website and click on “Register on Eshram”.
- Enter mobile number: Verify after getting OTP.
- E -ram card details: Enter UAN number and Aadhaar number.
- Fill the form: Enter name, age, income and other information.
- Upload documents: Attach the scan copy.
- Premium payment: First installment (₹ 55- ₹ 200) deposit online.
- Submit: Submit the form and note the UAN number.
This process is completed in 10–15 minutes. Download pension card after successful application.
Offline application method
If you do not have internet, then there is an offline option.
Go to CSC Center: Reach the nearest Common Service Center.
Take the form: Download the e -ram pension form or take it from the center.
Fill and submit: Submit at the form center with documents.
Tracking: Check the status of the application from the receipt number.
Special camps are being organized at CSC centers in 2025, where free help will be available.
Details of premium and pension
It is necessary to pay regular premiums to get pension. Age amount:
18-25 years: ₹ 55 month.
26-30 years: ₹ 100 month.
31-35 years: ₹ 120 month.
36-40 years: ₹ 200 months.
The government gives 50% of the premium. Pension after 60 years DBT (Direct Benefit Transfer) The bank will directly come to the account through. Premium missing may be fined, so choose an auto-debit facility.
How to check the status of the application?
The status check after application is easy:
Login on the website, eshram.gov.in But login from UAN.
Track option: Click on “Check Application Status”.
Mobile alert: SMS update will be available on registered number.
Helpline for any problem 14434 Call on
Common questions and answers
Will you always get pension? Yes, till death after 60 years.
If you are over 40 years of age? Extension of up to 50 years in the new scheme is possible.
How to increase the premium? Easily from the app or portal.
How to claim insurance? Claim online through UAN.
These answers remove your common doubts.
E -ram Card Pension Scheme 2025 The unorganized sector workers are nothing short of a boon. Every month a pension of ₹ 3000 will make your old age worry-free. Start the application with a new form and secure your future. If you are eligible, today eshram.gov.in Go to Honor your hard work, and this plan should be your support!
