If you’re someone who frequently travels by air, your next trip could cost a lot less — thanks to a range of travel credit cards offered by India’s top banks. These cards not only provide air miles and travel rewards but also include bonus points, vouchers, and airport lounge benefits, helping you save more on each journey.
Financial experts suggest that travelers should choose a card based on their preferred airline and spending habits, as each bank offers different rewards, interest rates, and travel perks. Here’s a list of six credit cards that can make your next flight more affordable.
1. Axis Bank Atlas Credit CardThis card rewards frequent flyers with 5 EDGE Miles for every ₹100 spent on flight bookings. Each EDGE Mile equals ₹1 in value. New users also receive 2,500 bonus EDGE Miles if they make their first transaction within 37 days of card issuance.
2. American Express Platinum Travel Credit CardA great choice for frequent travelers, this card offers reward points on everyday spending and milestone bonuses.
Spend ₹1.9 lakh annually to earn 15,000 bonus points.
Spend ₹4 lakh in a year to receive an additional 25,000 bonus points.
These reward points can be redeemed for flight tickets, hotel stays, or other travel-related purchases.
3. SBI Card Miles EliteThe SBI Miles Elite card is tailor-made for travel enthusiasts. It offers a welcome gift of 5,000 travel credits, and you earn 6 travel credits for every ₹200 spent on travel expenses.
These credits can later be redeemed for air miles, hotel bookings, or flight tickets, giving users flexible redemption options.
4. HDFC Bank 6E Rewards Indigo Credit CardDesigned especially for IndiGo Airlines passengers, this card provides 2.5 reward points for every ₹100 spent on IndiGo flight bookings.
Cardholders also receive a free flight voucher worth ₹1,500 as a welcome bonus. All earned reward points automatically reflect in the user’s IndiGo account every month.
5. Axis Bank Horizon Credit CardThis card offers 5 EDGE Miles for every ₹100 spent on Axis Travel EDGE Portal or airline websites. Additionally, users get 5,000 bonus EDGE Miles after their first transaction worth ₹1,000 or more.
With attractive joining bonuses and a low redemption threshold, this card is perfect for those who travel regularly for business or leisure.
6. ICICI Bank Emirates Skywards Credit CardFor those who frequently fly with Emirates Airlines, this card is the ideal pick. Users earn Skywards Miles on every transaction, which can later be redeemed for Emirates flight tickets.
It also includes exclusive travel privileges such as airport lounge access and priority check-in, adding extra comfort to your flying experience.
How These Cards Help You Save on TravelAll of these credit cards are designed to make air travel more rewarding. Whether it’s earning air miles, enjoying airport lounge access, or getting discounts on hotel stays, travelers can significantly reduce their travel expenses over time.
Before applying, it’s important to check annual fees, eligibility criteria, and partner airline tie-ups. Choosing the right travel credit card can turn your frequent flying into a more affordable and luxurious experience.
Disclaimer: Benefits and offers may vary by bank and change over time. Always review the latest terms and conditions before applying for any credit card.