If you invested in SGB 2017-18 Series IV, there's great news for you. SGB investors are reaping significant benefits from this series. The RBI has also released the final redemption price and expiry date for Sovereign Gold Bond 2017-18 Series IV.

The Reserve Bank of India (RBI) has announced the final redemption price for Sovereign Gold Bond (SGB) 2017-18 Series IV. The final redemption date for gold bonds issued under this series is October 23, 2025. This means that investors will now be able to withdraw their full investment on this date.

SGB is a government scheme in which you invest in gold, but don't buy actual gold. Instead, you receive bonds whose price is based on the gold price. These bonds are issued for a period of eight years, but investors are given the option of early redemption after five years.

Redemption price and return on investment

The RBI has stated that the redemption price of this series of bonds will be ₹12,704 per unit on October 23, 2025. This price is based on the market price of gold, which is based on the average price for the first three days of October 2025. This series was initially issued at approximately ₹2,971 per gram. This means that investors will receive a profit of approximately 325% over this eight-year period. This return is in addition to interest, which shows that investors have benefited significantly over the long term by investing in gold.

Premature Redemption and Rules

Investors in SGBs can hold the bonds for eight years, but can also redeem them prematurely after five years. This means that if an investor needs to redeem the bonds after five years, they can do so. According to RBI regulations, this redemption process is easily completed. The government considers this scheme a safe and profitable option for investing in gold.

What to do in case of death of the investor?

If an investor dies, their nominee has the right to receive the bond proceeds. The nominee can contact the relevant office and file a claim in accordance with government regulations. If no nomination has been made, the deceased investor's heirs can file a claim with the relevant documents. This rule also applies to minor investors.

Why is SGB special?

SGBs offer interest in addition to the actual value of gold, making them more profitable than buying gold. Furthermore, they are easy to store and less prone to theft. This government-guaranteed investment ensures your money is safe. Investors can earn better returns by holding these bonds for a long period of time and convert them into cash after five years if needed.

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