The month of April 2026 is set to bring multiple bank holidays across India, making it essential for customers to plan their financial activities in advance. As per the official holiday schedule released by the Reserve Bank of India (RBI), banks will remain closed on several days due to administrative requirements, national observances, regional festivals, and weekends.

If you rely on branch visits for banking services, this guide will help you stay prepared and avoid last-minute inconvenience.

April will begin with a nationwide bank closure on Wednesday, April 1, 2026. This holiday is observed due to the annual closing of financial accounts. On this day, bank employees complete the year-end accounting process for the previous financial year.

This administrative holiday is mandatory across all banks in India, meaning no branch services will be available.

Here’s a detailed breakdown of bank holidays across different states and cities:

• April 1 (Wednesday): Annual Closing of Accounts – All India
• April 2 (Thursday): Maundy Thursday – Lucknow, Kanpur
• April 3 (Friday): Good Friday – Observed in most cities
• April 14 (Tuesday): Ambedkar Jayanti / Regional Festivals – Across many states
• April 15 (Wednesday): Bengali New Year / Bohag Bihu / Vishu – Kolkata, Guwahati, Kochi and nearby regions
• April 16 (Thursday): Bohag Bihu – Guwahati
• April 20 (Monday): Basava Jayanti / Akshaya Tritiya – Bengaluru
• April 21 (Tuesday): Garia Puja – Agartala

In addition to festival-based holidays, banks will also remain closed on weekends as per standard practice:

• Sundays: April 5, 12, 19, and 26
• Second Saturday: April 11
• Fourth Saturday: April 25

These regular closures further add to the number of non-working days for bank branches during the month.

While physical bank branches will remain closed on the above dates, customers need not worry about essential services. Digital banking platforms such as internet banking, mobile apps, and UPI will function normally throughout the month.

You can still:

• Transfer money via UPI and NEFT/IMPS
• Pay bills and recharge services online
• Check account balances and statements
• Withdraw cash from ATMs

However, it is advisable to withdraw sufficient cash in advance, especially before long weekends or consecutive holidays, to avoid any inconvenience.

With several holidays falling close to each other in April 2026, planning becomes crucial. Customers are advised to:

• Complete urgent banking work ahead of holidays
• Check region-specific holidays, as some are applicable only in select states
• Verify holiday details through your bank’s official website or mobile app
• Avoid last-minute visits to branches during peak holiday periods

April 2026 will see a mix of nationwide and regional bank holidays, along with regular weekend closures. While digital banking ensures uninterrupted access to most services, branch-related work may face delays if not planned properly.

Staying informed about the holiday schedule can help you manage your finances smoothly without unnecessary stress.