Order now, pay later! How to unlock Swiggy's best feature
03 Feb 2025

Swiggy's "Pay Later" option is a game-changer. Imagine ordering your favorite meal and paying for it later! Sounds convenient, right?

Perfect for those who don't want to deal with card transactions every time, this guide will show you how to use it on your Android device.

With a one-time setup with LazyPay and a few clicks to place your order, you'll be enjoying your meals without any payment hassles.

Setting up Pay Later
Initial setup

To set up "Pay Later" on Swiggy, click on the profile icon at the top right.

Navigate to "Payments and Refunds," then select "Payment Modes." Here, choose the "Pay Later" option.

If you're a first-time user, you'll need to complete mobile verification. Lazypay (Swiggy's partner) will send you an OTP for this purpose.

Make sure to finish this verification step! It's crucial for activating Pay Later.

Completing your order with Pay Later
Placing an order

After setup, simply select your favorite restaurant and add items to your cart.

At checkout, tap "Pay Using" and select "Pay Later."

You may need to enter a one-time passcode for authentication. Once done, your order is placed with Pay Later!

You can manage your account conveniently in the Swiggy app itself. Go to Swiggy Money to pay your dues or check transactions.