India Post Payments Bank (IPPB) By March 2026 It is necessary to listen in the stock market Is, because it Reserve Bank of India (RBI) licensing conditions Is included in According to this The government is now preparing to sell its stake in IPPB।

How much stake will the government sell?

IPPB currently Works under Department of Post And its 100% stake is with the Central Government. But now it is being discussed how much stake the government will sell and how investors will get a chance.

Why is IPO needed?

RBI's rules according toAny Payment bank got a net worth of ₹ 500 crore To achieve The stock market has to be listed within three years।
IPPB has given this goal Has acquiredThat's why it It is necessary to bring IPO before March 2026 Is.
IPPB's Further Plan Small finance bank is to be builtFor which he RBI will have to get a new license।

Expansion and achievements of IPPB

Open more than 112 million accounts Have gone
in 2024 only 26.8 million new accounts openedOf which 59% accounts are of women।
Accounts over three-fourths (75%) Rural opened in India Are.
across the country 649 banking outlets And there is a main branch.
Every postman and Gramin Dak Sevak is the bank's business correspondentDue to which banking services are reaching remote areas.

How does IPPB work?

Being a payment bank it Savings and current accounts Can open.
Can't give customers directly loansBut Helps providing loans through third-party।
Direct Benefit Transfer (DBT) Through the government's subsidy and schemes send money directly to the accounts of the people.
It is not allowed to keep a deposit of more than ₹ 2 lakhSo that its banking services are limited.

IPPB's IPO will be like Fino Payments Bank?

Fino Payments Bank At present The only payment bank is listed in the stock market And he License of small finance bank has also applied।
Now IPPB is also growing on this path and Planning to attract big investors through IPO।

What will happen after IPPB IPO?

Investors will get a chance to buy the government's share.
to IPPB License of small finance bank The possibility of getting will increase.
Bank by increasing its products Loan and other financial services will also be given।

IPPB IPO can bring major changes to India's banking sector। This bank, which provides banking services to rural areas, is now on the way to strengthen itself.If it If small finance is converted into bank, it will be able to provide more financial services in future।