Now, if you live outside India and have an NRE or NRO account with IDFC First Bank, then there is good news for you. The bank has started a new service, through which you can make UPI payments in India from your international mobile number, that too without any charge.

Customers of these 12 countries will get this facility.

This facility of the bank will benefit those customers who live in these 12 countries: Australia, Canada, France, Hong Kong, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, the UAE, the UK, and the USA. If you live in any of these countries and you have an NRE or NRO account with IDFC First Bank, then you can do UPI transactions in India even using the mobile number of that country.

No need to have a SIM card, can make payment with the UPI app

The biggest thing about this service is that you do not need to have an Indian SIM card. You can make payments using any UPI app like Google Pay, PhonePe, Paytm, even if your number is international.

In such a situation, sending and receiving money has become very easy with the help of a QR code, UPI ID, or mobile number. This service is as secure and reliable as India's regular UPI system.

To use this new service, you have to follow just 3 steps:

Step 1: Login to the IDFC First Bank app and click on 'PAY'

Step 2: Link your bank account

Step 3: Create a new UPI ID and start making payments

The thing to note is that all these transactions should be done within India, so that foreign exchange charges are not levied. Overall, if you are an NRI and want to send money to family or friends in India, want to pay bills or want to do shopping, then now this work has become even easier.

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