Are you a nominee on any bank account or policy? This is how you can check the status of unclaimed money.

Are you a nominee on any bank account or policy? This is how you can check the status of unclaimed money. Newspoint | 2025-07-26 04:39:09

Unclaimed Money Status: If someone has made you a nominee. And there is unclaimed money in your name. So, how to find out such money? What is the method for this? Let us tell you.

Whether it is a bank account or an insurance policy, it is necessary to have a nominee for everything. You too must have made someone a nominee at some time or another. Many times people tell who they have made the nominee, and many times someone's name is added without telling. In such a situation, you should check yourself whether your name is also registered as a nominee in any account or policy.

Because if it is so and you do not know. Then the money that is your right can remain lying without claiming. Now in such a situation, a question may come to your mind that how to find out such money. What is the method for this, let us tell you.

How to find out unclaimed money?

If you want to check whether someone in your family has made you a nominee or whether any amount is lying unclaimed in your name. Then it is very easy to find it out. To find out in bank accounts, go to RBI's UDGAM website https://udgam.rbi.org.in/unclaimed-deposits/#/login and enter your name and necessary information.

You will get information about it here. To find out whether someone has made you a nominee in the insurance policy, you will have to go to IRDAI's website https://irdai.gov.in/ and check by entering your name in the Unclaimed Amount section. Some other important information may also be asked there. After this you will get the information.

How to claim unclaimed money?

If any unclaimed money has been found in your name. Then it is not very difficult to claim it. If there is money in your name in the bank account, then for that you will have to go to the concerned bank branch. There you have to fill a claim form along with identity proof, address proof and nominee proof. The bank releases the amount after verifying the documents.

To claim the money of the insurance policy, download the form from the company's website or go to the branch and submit the form. Necessary documents including policy details, identity card and bank account number have to be given. After verification, the money is transferred directly to your account.