Through the Google Pay app, you can check your CIBIL score in just one click for free and securely, without any additional apps.

If you are thinking of taking a loan or a credit card, then first of all check your CIBIL score. Now knowing this score has become easier than ever. The special thing is that for this you do not need to download any separate app. You just need to have the Google Pay app in your phone.

Yes, Google Pay has now become a medium not only for payments but also for giving important information related to credit. Very few people know that there is a special feature in the Google Pay app itself, through which you can check your CIBIL score in just a few minutes for free. This process is completely safe, easy and reliable.

Complete process of checking CIBIL score with Google Pay:

Open the Google Pay app:

First of all open the Google Pay app on your smartphone.

Scroll or search:

Scroll down and you will see the option 'Check Your CIBIL Score'.

You can also access this option by typing “CIBIL Score” in the search bar of the app.

Choose the option to check the score for free:

Tap on the option “Check your CIBIL score for free”.

Fill in the details:

Now a new page will open, where you will have to enter your mobile number and PAN card number when you use it for the first time.

Verify with OTP:

After entering the details, you will receive an OTP, through which you can complete the verification.

View and save the score:

As soon as the verification is complete, your credit report and CIBIL score will appear on the screen.

If you want, you can also download and save it as a PDF.

Why is it important to know the CIBIL score?

The CIBIL score shows your credit worthiness i.e. your ability to borrow. This score ranges from 300 to 900. A score above 750 is considered good and this greatly increases the chances of getting a loan.