Skipton Building Society has launched two new competitive cash ISAs. New and existing customers could be eligible for the 4.00% 18-month ISA and the 3.85% 30-month ISA. The account can be opened in a branch, online, via the app or by phone, with the accounts available to open now.

Alex Sitaras, Head of Savings & Partnership Products at Skipton Building Society, said: "With ISA allowances set to change in the coming years, many people are understandably looking for straightforward ways to make the most of the taxfree opportunities available today. At Skipton, fairness matters and that means ensuring everyone has the support they need to maximise their ISA allowances before the changes take effect. Whether that's free Money Guidance or regulated financial advice, our experts are here to help people make confident decisions and get their money working harder."

The 18-month ISA offers a 4.00% rate, and you can save between £ 5,000 and £1m in the account.

It has no partial withdrawals permitted and you can pay in up to your ISA allowance (£20,000 for the current tax year) plus request ISA transfers in until the last paying in date. Annual and monthly interest options are available.

The 30-month ISA has a 3.85% rate and you can again save anything from £5000 to £1m in the account.

No partial withdrawals permitted and you can pay in up to your ISA allowance (£20,000 for the current tax year) plus request ISA transfers in until the last paying in date. Again, annual and monthly interest options are available.

Alex adds: "With this breadth of support, we're helping savers navigate the ISA changes and plan ahead with confidence.

"By offering competitive rates and real flexibility, we're enabling people to protect more of their savings at a time when every pound of taxfree interest counts."

Skipton Building Society is one of Britain's biggest mutual lenders, it has more than a million customers and around 1,300 branches.