Are you fond of eating and drinking and ordering cooked food or groceries online? If yes, would you like to get 10 percent cashback on these expenses? Swiggy HDFC Bank Credit Card can save you up to Rs 42,000 annually. Under the festive offer, this credit card is being given lifetime free for a limited time.

Currently, there is no joining fee or annual fee on this card. This lifetime free offer is for applications made through HDFC Bank's digital platform and physical application between 1 October 2024 to 31 December 2024. If you want to get this card, you can avail of this lifetime free offer by applying during the offer period. This offer does not apply to existing Swiggy HDFC Bank credit cardholders.

Special features of Swiggy HDFC Bank Credit Card-

As a welcome benefit, cardholders will get 3 months of Swiggy One membership free. Free delivery is available through Swiggy One membership.

If users order something through Swiggy and make payment through this card, then 10 percent cashback will be available. In this category, its benefit will be available up to Rs 1500 cashback amount every month.

Through this card, 5 percent cashback will be available on purchases made on hundreds of e-commerce platforms including Amazon, Flipkart, Nykaa, Ola, and Uber. In this category, its benefit will be available up to Rs 1500 cashback amount every month.

Apart from this, customers can avail 1 percent cashback on all other expenses. In this category, its benefit will be available up to Rs 500 cashback amount every month.

No cashback will be available on rent payments, wallet load, EMI transactions, etc.

This card is equipped with contactless technology, which also gives customers the facility of 'tap and pay', that is, payment can be made by just tapping on the POS machine without swiping the card.

Competition with HSBC Live+ Credit Card

In competition with the Swiggy HDFC Credit Card, the HSBC Live+ Credit Card comes, which gives 10 percent cashback in the dining, grocery, and food delivery categories, which is similar to the Swiggy card. Although the HSBC card can be used on any platform, its maximum monthly cashback is Rs 1,000. At the same time, the maximum monthly cashback of a Swiggy card is Rs 3,500. The annual fee of the HSBC card is Rs 999, while the Swiggy card is currently being offered lifetime free. If you order food delivery and groceries from Swiggy, then you can consider this credit card.