The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a government health scheme launched in 2018 to provide free medical treatment up to ₹5 lakh per year to economically weaker sections.
If you have lost your Ayushman Card, don’t worry! You can still avail cashless treatment in empanelled hospitals by following some simple steps. Here’s a detailed guide on what to do if your Ayushman Card is lost and how to apply for a new one.
What is an Ayushman Card?
The Ayushman Bharat Card is issued under the PM-JAY scheme, offering free treatment at government and private hospitals. This scheme reduces the financial burden on poor families who cannot afford expensive medical care.
✅ Key Features of Ayushman Card:
- ₹5 lakh free treatment per family per year.
- Covers 1,500+ diseases, including critical illnesses.
- Accepted in 20,000+ hospitals across India.
- Cashless treatment at empanelled hospitals.
- No premium required—completely free for eligible beneficiaries.
Lost Your Ayushman Card? Here’s What to Do
Even if you lose or damage your Ayushman Card, you can still get free treatment. Just follow these simple steps:
📌 Step 1: Visit the Hospital’s Ayushman Mitra Help Desk
- Go to an empanelled hospital where you want treatment.
- Locate the Ayushman Mitra Help Desk at the hospital.
📌 Step 2: Inform About the Lost Card
- Tell the Ayushman Mitra that you have lost or damaged your card.
- They will ask for your registered mobile number.
📌 Step 3: Identity Verification Using Registered Mobile Number
- The hospital staff will verify your details using your linked mobile number.
- Once verified, you can proceed with treatment even without a physical card.
📌 Step 4: Lodge a Complaint (If Needed)
- If the hospital refuses to help, you can call the Ayushman Bharat helpline at 14555 and file a complaint.
📌 Step 5: Get a New Ayushman Card
- You can apply for a duplicate card at the nearest CSC (Common Service Center).
🔹 Important:
- Always keep your registered mobile number updated.
- Keep a digital copy or screenshot of your Ayushman Card for emergencies.
How to Apply for a New Ayushman Card?
If you haven't applied for an Ayushman Card yet, follow these steps to get one:
📌 Step 1: Visit a Nearest CSC Center
- Locate your nearest Common Service Center (CSC).
📌 Step 2: Eligibility Check
- The CSC operator will check if you qualify for the scheme.
📌 Step 3: Submit Documents
- Provide Aadhaar card, ration card, and other required documents.
📌 Step 4: Verification and Submission
- The operator will verify your details and submit your application.
📌 Step 5: Download Your Ayushman Card
- After approval, you can download your card online or collect a printed copy from the CSC.
Who is Eligible for an Ayushman Card?
The scheme is specifically for low-income families listed in the Socio-Economic Caste Census (SECC) 2011.
✅ Eligible Individuals:
✔️ Families classified as deprived in SECC 2011.
✔️ Daily wage laborers, small farmers, and informal sector workers.
✔️ People living in kaccha houses or without proper shelter.
🚫 Not Eligible for Ayushman Card:
❌ Government employees.
❌ Taxpayers and people with regular income.
❌ People covered under ESIS or EPF schemes.
❌ Business owners or those with a pucca house and vehicle.
How to Check Ayushman Card Eligibility Online?
You can check your eligibility for the Ayushman Bharat scheme online by following these steps:
📌 Step 1: Visit the official PM-JAY website https://pmjay.gov.in.
📌 Step 2: Click on "Am I Eligible?".
📌 Step 3: Enter your mobile number and OTP.
📌 Step 4: Check if your name appears in the list of eligible beneficiaries.
Hospitals Covered Under Ayushman Bharat Scheme
- Over 20,000+ hospitals (both government and private) are empanelled under this scheme.
- Treatment is available only at registered hospitals.
📌 How to Find a Nearby Ayushman Bharat Hospital?
- Visit the official PM-JAY website.
- Click on "Find Hospital".
- Enter your state, district, and hospital type to search.
Key Benefits of Ayushman Bharat Scheme
✔️ Covers major diseases: Cancer, kidney failure, heart disease, surgeries, etc.
✔️ Covers hospitalization costs: Surgery, medicines, ICU, diagnostic tests, and doctor’s fees.
✔️ Covers pre-existing diseases (even before registration).
✔️ No age or family size restriction.
✔️ Covers daycare procedures and post-hospitalization expenses.
Final Thoughts: What to Do If You Lose Your Ayushman Card?
🔹 Losing your Ayushman Card is NOT a problem! You can still get free treatment by following these simple steps:
✅ Visit the Ayushman Mitra Desk in the hospital.
✅ Provide your registered mobile number for verification.
✅ If denied, call the helpline (14555) for assistance.
✅ Apply for a duplicate card at a CSC center.
📌 Tip: Always keep a soft copy or screenshot of your Ayushman Card for emergencies!
🚀 If you qualify for this scheme but haven't applied yet, visit a CSC center today and get your Ayushman Card to secure cashless medical treatment for your family.
